A lot of mortgages are maturing in 2013 and with all of the changes that the Government has implemented during the past 12 to 24 months, I strongly recommend reviewing your mortgage at least 6 months prior to the maturity date.  The banks know that they are now in a position of “power” when dealing with renewals as the new changes make it more difficult for you to qualify or refinance.  In addition many of the banks and credit unions have “collateral mortgage documents” which means that you are not able to take advantage of the simple switch mortgages that are available and have to go throught the cost and appraisals to register a new mortgage.

I am committed to providing you with ongoing service that includes regular mortgage check ups and identifying areas for potential savings.  I look forward to speaking with you and invite you to extend this offer to any friends, co-workers or family members who might benefit from a mortgage analysis.

With 5 year interest rates hovering around 3%, it is a great time to review your current mortgage to see what is the best option for you and your family’s goals!